Terms of use

Who can use Called

• You must be 18 or older and able to agree to these terms.
• Some features, including putting money on calls, depositing and withdrawing, are not available everywhere. You are responsible for making sure using them is legal where you are. We may limit or turn off features in some places, or for some accounts, at any time.
• One account per person. Don’t share it, sell it, or let someone else use it.

Your calls are permanent

A call is a public prediction with your name on it. Once posted, a call, your side and how sure you said you were cannot be edited, backdated or deleted, by you or by us, except where the law requires us to remove something or the call breaks these rules. That permanence is what makes a track record worth anything. Think before you post.

You keep ownership of what you post, and you give us a worldwide, royalty-free licence to host, show, share and promote it on Called and in links to Called (for example, the preview card when someone shares your call).

What you can’t post

• Calls about anyone’s death, illness or injury, about violence, or about private individuals.
• Anything illegal, hateful, harassing, sexual, or that infringes someone else’s rights.
• Calls you can secretly decide yourself, spam, or attempts to game Trust, Standing or payouts.

New calls may be reviewed (by a person or by an AI model) before anyone else sees them, and we may reject or remove ones that break these rules.

How calls are settled

Calls resolve by the process on How calls get settled: a proposed outcome, a window to dispute it, and for disputed calls a decision that may be proposed by an AI model and can be overridden by an administrator. That decision is final for the purpose of Called, including any money on the call. We try hard to get it right, but we don’t promise every resolution will match how you read the question.

Money on Called

• Your balance is in US dollars. USDC deposits are credited dollar for dollar. SOL deposits are credited at the market price when they land, less a small spread (shown before you send).
• Deposits must be sent to your own deposit address, on the network and in the asset shown. Anything else, or anything sent on the wrong network, may be lost and we may not be able to recover it. Very small deposits under the minimum aren’t credited.
• Card and Apple Pay purchases are handled by third parties (through Privy and Stripe) under their own terms. We never see your card number.
• Withdrawals are paid in USDC to an address you choose, on the network you choose. They may be reviewed before they’re sent, and are subject to minimums, daily limits and checks. Check the address: a withdrawal sent on chain can’t be reversed.
• Money you put on a call is held until the call resolves and is then paid out by the call’s rules. We may take a fee, and will show it before you commit.
• Crypto is risky. Blockchains can be slow or congested, prices move, and third-party services can fail. We are not a bank, your balance is not insured, and nothing on Called is financial advice.
• We may freeze an account, hold a withdrawal, or reverse a credit that came from a mistake, fraud or abuse, and may ask you to verify who you are.

Trust and Standing

Trust and Standing are scores we calculate from your record, as described on How Trust works. They can’t be bought, and we may change how they’re worked out (and say so on that page).

Ending things

You can stop using Called at any time. We may suspend or close accounts that break these rules or the law. If we close your account for a reason other than fraud or a legal requirement, we’ll let you withdraw your remaining balance.

No guarantees

Called is provided “as is”. To the extent the law allows, we make no promises that it will be available, error-free or fit for any purpose, and we aren’t liable for indirect or consequential losses, lost profits, or losses caused by things outside our control (including blockchains, wallets and third-party services). Our total liability to you is limited to the amount of your balance on Called at the time of the claim. Some places don’t allow some of these limits, so they may not all apply to you.

Changes and contact

We may update these terms. If a change matters, we’ll tell you in the app before it takes effect; using Called after that means you accept it. Questions: hello@called.market.